Greed. That's the reason behind the Wall Street Collapse. It would be convenient to be able to pin the blame on a single person or business. The greed has been widespread, and why not? Wouldn't we all love to earn twice the money in half the time? Multiply the reward and there you are...on Wall Street making doomed mortgage loans - looking to score as many foreclosures as possible until you and your company slam into reality and the bottom falls out. Joe Taxpayer is forced to bail your ass out and the company's owners - stockholders - see their lifetime investments wither.
Thanks, guys. I hope to see you, soon, living in the NYC Subway, stinking of cheap wine, lying in your own waste - you deserve it.